WE THINK OUT OF THE BOX

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Apply today for the mortgage that’s right for you.

Out Of The Box Pro Loan Packaging 

Low Rate. Zero Hassles.

Get a free quote

Loans We Professionally Package Just For You

We Think Out Of The Box to find you the right loan

Home Purchase

Whether you're buying your first home or getting a second Investment property we have your back.

Loan Options

Looking for something more ? You've come to the right place. We Also do Commercial and Land Loans

Refinance

Need to pull cash out of the equity in your home? YES we can help you with that.

With Ease

Flexible, adaptable, and adjustable packages to fit your needs.

Here at Out Of The Box our  Loan Experts will hold your hand every step of the way. We think “Out Of The Box” to find what Loan you need. From Start to finish you know the who, what , where, when, why and how.

Helping people Get into homes

for almost a decade

Established Since

2025

How it Works

Let us help you get your home today.

In only just a few steps you can go from pre-approval to achieving your loan.

Step 1
Initial Consultation

We get to know your financial goals, income, credit history, and homeownership plans. Explain your options and answer questions.

Step 2
Document Collection

We collect basic documents (income, assets, credit) to see what loan amount you qualify for. Issue a pre-approval letter to help with house hunting.

Step 3
Evaluation and Approval

Once you pick a loan, we help complete and submit the full application with required documents. Guide you through paperwork and lender communication.

Step 4
Disbursement Process

Once final approval is obtained, you sign the loan documents and officially close on your home. Your closing will be scheduled, We explain paperwork, and confirm funding.

Why Choose us

We’re a family-owed Mortgage Company that understands the value of family and long-standing relationships.

With over 10 years of combined experience, our goal is simple: treat every client like family.

Family Care

With Out OF The Box you get Personalized, family-first service. We are not a stuffy brokage with money in the for front of our objective, we really do care and take pride in providing a fantastic family experience.

Free Consultations

Schedule a Call, speak one on one with our Loan experts who can assist you on a loan package that might fit your needs .Feel free to ask any questions you might have

Lifetime Relationships

We hope to create a trusting relationship with both realtors and clients alike that we serve. We do that by providing honest , reliable work ethic that doesn't require pulling teeth for clear communication.

Hands on Premium Support

We are here for you to lean on . Email us anytime, night or day. Your Loan Experts will always respond as soon as they can and help you with any questions or information you might need. Give us a call 786-581-6861 9am-6pm Mon-Fri every week.

Let's go to the moon. Out Of The Box is partnered with Rocket Mortgage.

Take advantage now of their 1% Down program today with using us to set up the loan for you. 

Every Step Of The Way

We are here for you . Let us do the heavy lifting and figure out what loan you need and what you could qualify for today.

Dedicated Loan Pro's

We are dedicated to that family care ethic from keeping securer your information to presenting your best options available to you. We treat like family.

Rates and Packages

We strive to give you the best rates that the market has to offer. We also partnering with the top nation wide lenders.

Talk with a Lending Specialist.

Just fill out this short form to make an appointment with our experts . We are always happy and ready to assist you with all your questions.

Testimonials

Client Feedback

See what our clients we worked with said about the quality of service we provide. 

Rated 4.7 out of 5
Angie Gamble Google

"This was my first refinance and I had an awesome experience with Jeremiah. Jeremiah Ryder, my loan processor, communicated via email and phone on the status of the refinance and by the end of June 2021 my loan was closed and funded on 1 July 2021.Grade A professionals.!"

Laila Baldwin Google

"Jeremiah Ryder was awesome. I would wholeheartedly recommend him anyone who wants to refinance and take advantage of today's historic low rates. Cash is king. And he helped me get the cash. ."

ELIZABETH MOYER Google

'Had a great experience with Jeremiah Ryder for a VA refinance. He had very attention to detail oriented, easy to talk to. His availability and attentiveness to my personal questions made me feel as if I was the only person he was working with at the time. Honesty with the process put my mind at ease because I didn’t feel there were any hidden agendas.'

Jisook Anderson Google

'Jeremiah Ryder, who was our officer, step-by-step explained and notified us about our loan process status. Mr. Ryder is a true asset for the company - I feel his reliability builds confidence and trust during the refinance process. Thank you !

Diane Willis Google

'Had a great experience. The thing I found most satisfying was the communication with Jeremiah Ryder. He was very personable and always available to answer any questions and keep us updated.'

Chris Yu Designation

'Jeremiah Ryder, loan processor, knowledgeable regarding my strong and week of my financial situation, have extreme patient guide me through the loan process until it is done. always calm when I make a mistake in document or come across a hold back. NO better people that I will work with. Highly recommended to deal with.'

Carolina O'Toole Google

'Jeremiah worked around the clock to refinance close to 10 rental properties in just under three weeks. Jeremiah worked long hours (evidenced by his late-night emails) working through the details. We were able to close both refi’s with attractive rates - that really helps. I have extremely high standards and I’m thankful to have worked again with Jeremiah and the team.'

Mariam Tukhi Google

'I was honestly expecting to be asked for document after document. That was not the case at all! After all our info was taken, all we were asked for were bank statements, w-2, and paystubs. Easy enough! Best of all, we received a fantastic rate for our refi (shopped around quite a bit) AND we closed within a month. This was a night and day difference compared to BOA. I also appreciated Jeremiah being very communicative throughout the process! He would reply back to my emails within minutes. Definitely appreciated!'

Testimonial #1 Google

'incredibly knowledgeable and guided me through the process with ease, ensuring I got the best loan option for my needs. Jeremiah, was impressive, organized, responsive, and always on top of every detail. Thanks to their teamwork and dedication, everything went smoothly, and we closed right on time. I couldn’t be happier with their service '

OUT OF THE BOX
786-581-6861 NMLS#2617792
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