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Out Of The Box Pro Loan Packaging
Low Rate. Zero Hassles.
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Loans We Professionally Package Just For You
We Think Out Of The Box to find you the right loan
Whether you're buying your first home or getting a second Investment property we have your back.
Here at Out Of The Box we do all types of home purchasing loans
- Conventional
- FHA
- Non-QM 1-4
Looking for something more ? You've come to the right place. We Also do Commercial and Land Loans
We got the perfect Loan Packages for you.
- Investment Units
- 5-8 Units
- Land for building
Need to pull cash out of the equity in your home? YES we can help you with that.
We Got what you need. Lets take that journey. We do
- Cash Out
- Rate and Term
- Investment Cash Out
With Ease
Flexible, adaptable, and adjustable packages to fit your needs.
Here at Out Of The Box our Loan Experts will hold your hand every step of the way. We think “Out Of The Box” to find what Loan you need. From Start to finish you know the who, what , where, when, why and how.
for almost a decade
2025
How it Works
Let us help you get your home today.
In only just a few steps you can go from pre-approval to achieving your loan.
We get to know your financial goals, income, credit history, and homeownership plans. Explain your options and answer questions.
We collect basic documents (income, assets, credit) to see what loan amount you qualify for. Issue a pre-approval letter to help with house hunting.
Once you pick a loan, we help complete and submit the full application with required documents. Guide you through paperwork and lender communication.
Once final approval is obtained, you sign the loan documents and officially close on your home. Your closing will be scheduled, We explain paperwork, and confirm funding.
Why Choose us
We’re a family-owed Mortgage Company that understands the value of family and long-standing relationships.
With over 10 years of combined experience, our goal is simple: treat every client like family.
With Out OF The Box you get Personalized, family-first service. We are not a stuffy brokage with money in the for front of our objective, we really do care and take pride in providing a fantastic family experience.
Schedule a Call, speak one on one with our Loan experts who can assist you on a loan package that might fit your needs .Feel free to ask any questions you might have
We hope to create a trusting relationship with both realtors and clients alike that we serve. We do that by providing honest , reliable work ethic that doesn't require pulling teeth for clear communication.
We are here for you to lean on . Email us anytime, night or day. Your Loan Experts will always respond as soon as they can and help you with any questions or information you might need. Give us a call 786-581-6861 9am-6pm Mon-Fri every week.
Let's go to the moon. Out Of The Box is partnered with Rocket Mortgage.
Take advantage now of their 1% Down program today with using us to set up the loan for you.
We are here for you . Let us do the heavy lifting and figure out what loan you need and what you could qualify for today.
We are dedicated to that family care ethic from keeping securer your information to presenting your best options available to you. We treat like family.
We strive to give you the best rates that the market has to offer. We also partnering with the top nation wide lenders.
Talk with a Lending Specialist.
Just fill out this short form to make an appointment with our experts . We are always happy and ready to assist you with all your questions.
Testimonials
Client Feedback
See what our clients we worked with said about the quality of service we provide.
'Had a great experience with Jeremiah Ryder for a VA refinance. He had very attention to detail oriented, easy to talk to. His availability and attentiveness to my personal questions made me feel as if I was the only person he was working with at the time. Honesty with the process put my mind at ease because I didn’t feel there were any hidden agendas.'
'Jeremiah Ryder, loan processor, knowledgeable regarding my strong and week of my financial situation, have extreme patient guide me through the loan process until it is done. always calm when I make a mistake in document or come across a hold back. NO better people that I will work with. Highly recommended to deal with.'
'Jeremiah worked around the clock to refinance close to 10 rental properties in just under three weeks. Jeremiah worked long hours (evidenced by his late-night emails) working through the details. We were able to close both refi’s with attractive rates - that really helps. I have extremely high standards and I’m thankful to have worked again with Jeremiah and the team.'
'I was honestly expecting to be asked for document after document. That was not the case at all! After all our info was taken, all we were asked for were bank statements, w-2, and paystubs. Easy enough! Best of all, we received a fantastic rate for our refi (shopped around quite a bit) AND we closed within a month. This was a night and day difference compared to BOA. I also appreciated Jeremiah being very communicative throughout the process! He would reply back to my emails within minutes. Definitely appreciated!'
'incredibly knowledgeable and guided me through the process with ease, ensuring I got the best loan option for my needs. Jeremiah, was impressive, organized, responsive, and always on top of every detail. Thanks to their teamwork and dedication, everything went smoothly, and we closed right on time. I couldn’t be happier with their service '






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